Everything your small business is legally required to know — free, by state
Insurance, licensing, formation, taxes, payroll, employment law, and government contracting certifications. No sign-up. No upsells. Just the info.
Business Insurance
- workers compensation insurance by state
- general liability insurance
- commercial auto insurance
- professional liability / E&O insurance
- business owners policy (BOP)
- insurance for contractors
- insurance for restaurants
- insurance for trucking companies
- insurance for cleaning businesses
- insurance for landscaping businesses
- insurance for salons & barber shops
- insurance for HVAC businesses
- insurance for electrical contractors
- insurance for plumbing businesses
- insurance for home health agencies
- insurance for staffing agencies
- insurance for pest control businesses
- free workers comp cost estimator by state & industry
- ...and 51state guides →
Licenses & Permits
- business license requirements by state
- contractor license requirements
- food truck permits & licenses
- DBA / fictitious name registration
- cosmetology / salon license
- daycare / childcare license
- home-based business permits
- resale / seller's permit by state
- HVAC license requirements by state
- electrician license requirements by state
- plumber license requirements by state
- home health agency license requirements by state
- staffing agency license requirements by state
- pest control license requirements by state
- business license & permit lookup
- free NDA generator — create non-disclosure agreements
- ...and 51state guides →
Business Formation
- LLC vs S-Corp — which is right for you?
- how to form an LLC (state-by-state)
- how to get an EIN (free from IRS)
- sole proprietorship vs LLC
- registered agent — what it is and do you need one?
- annual report & franchise tax by state
- how to form an S-Corp
- operating agreement template (free)
- LLC cost calculator by state
- LLC vs S-Corp vs sole proprietorship quiz
- business startup cost estimator
- free business plan builder
- free LLC operating agreement generator — state-specific
- ...and 51state guides →
Taxes
- sales tax rates & rules by state
- quarterly estimated taxes — when and how to pay
- state income tax for businesses
- sales tax nexus — do you need to collect?
- self-employment tax explained
- business tax deductions checklist
- 1099 vs W-2 — when to use each
- no income tax states for businesses
- self-employment tax calculator
- quarterly estimated tax calculator
- business filing deadline tracker
- 1099 vs W-2 take-home pay comparison
- S-Corp tax savings calculator
- home office deduction calculator
- profit margin calculator
- free invoice generator
- free P&L statement template — generate & download as PDF
- free balance sheet template — generate & download as PDF
- free cash flow statement template — generate & download as PDF
- free business expense tracker — categorize & export CSV
- free mileage log & IRS deduction calculator
- free section 179 deduction calculator — equipment write-off
- free sales tax nexus checker — economic nexus by state
- free business tax deduction finder by industry
- ...and 51state guides →
Payroll & HR
- minimum wage by state
- how to set up payroll for a small business
- payroll taxes — what employers owe
- new hire reporting requirements
- direct deposit laws by state
- pay stub requirements by state
- payroll frequency requirements
- true cost of an employee calculator
- take-home pay calculator by state
- free paycheck calculator — salary to take-home pay by state
- free W-4 withholding calculator — how to fill out your W-4
- ...and 51state guides →
Employment Law
- overtime rules by state
- paid sick leave requirements by state
- meal & rest break laws by state
- at-will employment — what it means
- FMLA — who qualifies and how it works
- anti-discrimination laws for employers
- employee vs independent contractor
- employee vs contractor classification quiz
- free employee handbook builder
- free offer letter generator
- free independent contractor agreement generator
- non-compete agreement checker by state — enforceability guide
- ...and 102state guides →
Free Tools & Calculators
Self-Employment Tax CalculatorLLC Cost CalculatorEmployee vs Contractor QuizQuarterly Tax EstimatorPayroll Cost CalculatorBusiness Structure QuizCompliance Checklist GeneratorBusiness License LookupStartup Cost EstimatorState Business ComparisonFiling Deadline Tracker1099 vs W-2 CalculatorS-Corp Tax Savings CalculatorTake-Home Pay CalculatorHome Office Deduction CalculatorProfit Margin CalculatorInvoice GeneratorEmployee Handbook BuilderBusiness Plan BuilderOffer Letter GeneratorBusiness Proposal GeneratorP&L Statement TemplateNDA GeneratorContractor Agreement GeneratorBalance Sheet TemplateCash Flow Statement TemplateExpense TrackerMileage Log & Deduction CalculatorLLC Operating Agreement GeneratorNon-Compete CheckerPaycheck CalculatorW-4 Withholding CalculatorWorkers' Comp EstimatorSection 179 CalculatorSales Tax Nexus CheckerCertification Eligibility QuizTax Deduction FinderAll free tools →