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Free Balance Sheet Template

Last updated: 2026-03-31

Create a professional balance sheet for your small business. Enter your assets, liabilities, and equity — the template auto-calculates totals and validates that your balance sheet balances. Print or save as PDF, 100% free, no signup.

Assets

Current Assets

0.00
$
$
$
$

Fixed Assets

0.00
$
$

Other Assets

0.00
$

Liabilities

Current Liabilities

0.00
$
$
$
$

Long-term Liabilities

0.00
$
$

Stockholders' Equity

Equity

0.00
$
$

Balance Sheet Summary

Total Current Assets0.00
Total Fixed Assets0.00
Total Other Assets0.00
Total Assets0.00
Total Current Liabilities0.00
Total Long-term Liabilities0.00
Total Liabilities0.00
Total Equity0.00
Total Liabilities + Equity0.00
Balance Sheet is BalancedAssets = Liabilities + Equity

How to Use This Balance Sheet Template

This free balance sheet template helps small business owners create a professional financial statement in minutes. Enter your company name and the "as of" date, then fill in your assets (current, fixed, and other), liabilities (current and long-term), and equity line items. The template automatically calculates subtotals and verifies that Assets = Liabilities + Equity.

Every calculation runs entirely in your browser — no data is sent to any server. Your information is saved locally so you can return and continue editing. When you're ready, print a clean copy for your records, lender, or tax preparer.

Frequently Asked Questions

What is a balance sheet?
A balance sheet is a financial statement that shows what your business owns (assets), what it owes (liabilities), and what belongs to the owners (equity) at a specific point in time. The fundamental equation is: Assets = Liabilities + Equity.
Is this balance sheet template really free?
Yes, 100% free with no signup, no email gate, and no premium tiers. All calculations happen in your browser. You can create unlimited balance sheets.
Do you store my financial data?
No. Your data stays in your browser's localStorage so it reloads when you return, but nothing is ever transmitted to any server.
How often should I prepare a balance sheet?
Most small businesses prepare a balance sheet at least annually (for tax purposes). Many prepare one quarterly or monthly to track financial health. Your accountant can advise the best cadence for your business.
What's the difference between current and fixed assets?
Current assets can be converted to cash within one year (cash, accounts receivable, inventory). Fixed assets are long-term resources used to operate the business (property, equipment, vehicles). Fixed assets are reported net of accumulated depreciation.
Why doesn't my balance sheet balance?
If Total Assets does not equal Total Liabilities + Equity, there is a data entry error. Common causes: forgetting to include retained earnings, misclassifying an item, or negative amounts in the wrong section. The template will show you the difference.
Who is this tool for?
Small business owners, sole proprietors, LLCs, and S-Corps who need a simple balance sheet for planning, lender requirements, or tax preparation. Maintained by Ran Chen, an Enrolled Agent and Certified Financial Planner.

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