Utah Paycheck Calculator (2026)
Last updated: 2026-10-07 · Utah figures checked against official sources on 2026-10-07
Utah withholds a flat 4.45% state income tax in 2026 using its own formula and your federal W-4. On a $50,000 salary paid every two weeks, a single employee keeps about $1,543.05 per check: $146.92 federal, $147.11 Social Security and Medicare, $86.00 Utah income tax come out of $1,923.08.
Year-to-date, employer size and gross-up
For the $184,500 wage base and the $200,000 Additional Medicare threshold.
Sets state paid-leave shares (e.g. DE, CO, ME).
Enter a take-home amount to solve for gross pay.
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Paycheck breakdown · 2026 · Utah
| Item | This check | Year |
|---|---|---|
| Salary | $1,923.08 | $50,000 |
| Gross pay | $1,923.08 | $50,000 |
| − Federal income tax | −$146.92 | −$3,820 |
| − Social Security (6.2%) | −$119.23 | −$3,100 |
| − Medicare (1.45%) | −$27.88 | −$725 |
| − Utah income taxState formula | −$86.00 | −$2,236 |
| Net pay | $1,543.05 | $40,119 |
How federal withholding was figured (Pub. 15-T Worksheet 1A)
| 1a | Taxable wages this pay period | $1,923.08 |
| 1b | Pay periods per year | 26 |
| 1c | Annualized wages | $50,000.08 |
| 1d | Step 4(a) other income | $0.00 |
| 1f | Step 4(b) deductions | $0.00 |
| 1g | Standard adjustment ($12,900 MFJ / $8,600 other) | $8,600.00 |
| 2a | Adjusted Annual Wage Amount | $41,400.08 |
| 2b–2d | Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule) | |
| 2g | Annual tentative withholding | $3,820.01 |
| 2h | ÷ pay periods | $146.92 |
| 3b | Step 3 credits per period | −$0.00 |
| 4a | Extra withholding (Step 4(c)) | $0.00 |
| 4b | Federal income tax to withhold | $146.92 |
How Utah withholding was figured
Utah Pub. 14 (rev. 4/26) withholding schedule (single)
| Wages × 4.45% (rounded) | $86.00 |
| Base allowance $19.00 − 1.3% of wages over $360.00 (rounded) | −$0.00 |
| Utah withholding this period | $86.00 |
- Utah uses your federal W-4 filing status; head of household uses the single schedule.
What the employer pays on top
| Social Security match (6.2%) | $119.23 |
| Medicare match (1.45%) | $27.88 |
| FUTA (0.6% of the first $7,000) | $11.54 |
| Federal employer taxes this check | $158.65 |
Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.
Utah take-home pay examples (2026)
Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Utah certificate — single: federal W-4 filing status single; married: federal W-4 filing status married filing jointly. Computed with the same engine as the calculator.
| Salary · filing status | Gross / check | Federal | Soc. Sec. + Medicare | Utah tax | Net / check | Net / year |
|---|---|---|---|---|---|---|
| $50,000 · single | $1,923.08 | $146.92 | $147.11 | $86.00 | $1,543.05 | $40,119 |
| $50,000 · married, one income | $1,923.08 | $68.46 | $147.11 | $65.00 | $1,642.51 | $42,705 |
| $100,000 · single | $3,846.15 | $506.54 | $294.23 | $171.00 | $2,874.38 | $74,734 |
| $100,000 · married, one income | $3,846.15 | $293.85 | $294.23 | $171.00 | $3,087.07 | $80,264 |
Utah income tax rates for 2026
2026: S.B. 60 (2026 General Session; effective May 6, 2026 with retrospective operation to taxable years beginning on or after Jan 1, 2026) cut the individual (and corporate) rate from 4.5% to 4.45%. H.B. 290 (2026) raised the child tax credit phase-out thresholds to $49,000 / $61,000 / $30,500. The 4.5% 2025 rate came from H.B. 106 (2025). Withholding tables at 4.45% are effective for pay periods beginning on or after June 1, 2026 (Pub 14 Rev. 4/26).
All filing statuses
| Taxable income | Rate |
|---|---|
| Over $0 | 4.45% |
- Standard deduction
- None
- Personal exemption
- —
Credits, phase-outs and other Utah rules
- Tax = 4.45% × Utah taxable income for taxable years beginning on or after Jan 1, 2026 (S.B. 60, 2026 General Session, Utah Code 59-10-104). Utah taxable income ≈ federal AGI ± Utah additions/subtractions — there is NO standard deduction or personal exemption deduction (standardDeduction = 0, exemption = null). Same rate for all filing statuses.
- Instead, a nonrefundable taxpayer tax credit (Utah Code 59-10-1018; TC-40 lines 11-20): initial credit = 6% × (Utah personal exemptions + federal standard or itemized deduction − state income tax included in itemized deductions). Utah personal exemption = $2,111 per qualifying dependent (2025; taxpayer/spouse get none). Credit is reduced by 1.3% of Utah taxable income above a base phase-out amount — 2025: Single $18,213; MFJ $36,426; MFS $18,213; HOH $27,320; QSS $36,426. 2026 indexed amounts are not yet published (2026 TC-40 instructions issued around year-end); use the 2025 figures as a proxy.
- Model: tax = max(0, 0.0445 × UTI − max(0, 0.06 × (fedStdDed + 2,111 × dependents) − 0.013 × max(0, UTI − base))). With the 2026 federal standard deduction this credit fully phases out at moderate incomes, so most middle/high earners effectively pay 4.45% of AGI.
- Qualified exempt taxpayers: no Utah tax if federal AGI ≤ federal standard deduction (excluding age/blind extras).
- Nonrefundable child tax credit (Utah Code 59-10-1047 as amended by H.B. 290, 2026): $1,000 per qualifying child under age 6, reduced $0.10 per $1 of modified AGI over $49,000 (single/HOH), $61,000 (joint), $30,500 (MFS) for 2026 (were $43,000 / $54,000 / $27,000).
- Other credits exist (Utah EITC as % of federal EITC, retirement, Social Security) — not modeled.
All 51 jurisdictions side by side: 2026 state income tax rates.
How Utah withholding works
Employee form: Federal Form W-4 (Utah has no state certificate; only the filing status — single vs married — is used)
Employer guide: Utah State Tax Commission Publication 14, Withholding Tax Guide (Rev. 4/26), effective for pay periods beginning on or after June 1, 2026
Uses the employee's federal W-4 filing status only (Head of household uses the Single column); dependents/allowances do not affect Utah withholding. Per period (Schedules 1-8, pp. 8-9): line 2 = taxable wages × 4.45%; line 3 = base allowance; line 4 = wages − phase-out threshold (≥ 0); line 5 = line 4 × 1.3%; line 6 = line 3 − line 5 (≥ 0); withholding = line 2 − line 6 (≥ 0). Annual equivalents: base allowance $485 single / $970 married; threshold $9,348 single / $18,696 married. Pay periods beginning before June 1, 2026 used the earlier tables (4.5%).
Other deductions from a Utah paycheck
Utah has no employee-paid state disability, paid-leave or unemployment premium in 2026, so after income taxes the only required deductions are Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000).
Local income taxes in Utah
No local income taxes on wages in Utah.
Utah paycheck FAQ
How much is $50,000 a year after taxes in Utah?
About $40,119 a year — $1,543.05 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $86.00 Utah income tax per check. A married couple filing jointly on one $50,000 income keeps about $42,705 ($1,642.51 per check).
How much is $100,000 a year after taxes in Utah?
About $74,734 for a single filer ($2,874.38 per biweekly check) and $80,264 for a married couple with one income ($3,087.07 per check); Utah income tax takes $4,446 and $4,446 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.
What is the Utah income tax rate for 2026?
A single rate of 4.45%. S.B.
Which form controls Utah withholding?
Utah uses your federal Form W-4 filing status to figure state withholding. Employer guide: Utah State Tax Commission Publication 14, Withholding Tax Guide (Rev. 4/26), effective for pay periods beginning on or after June 1, 2026.
Are there local income taxes in Utah?
No local income taxes on wages in Utah.
What else comes out of a Utah paycheck besides income tax?
Only Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, plus 0.9% over $200,000) — Utah has no employee-paid state disability, paid-leave or unemployment premium in 2026 — and any benefits you elect.
Does Utah tax 401(k) contributions or health premiums?
Utah follows the federal treatment for wage withholding: traditional 401(k)/403(b)/457(b) deferrals and cafeteria-plan items (health premiums, HSA, FSA) reduce the wages Utah taxes.
More for Utah employers and employees
Official Sources
Figures checked against these sources on 2026-10-07- Utah State Tax Commission — Publication 14 Withholding Tax Guide (Rev. 4/26)
- S.B. 60 Income Tax Rate Amendments (2026 General Session), enrolled copy
- H.B. 290 Child Tax Credit Amendments (2026 General Session), enrolled copy
- Utah State Tax Commission — 2025 TC-40 Forms and Instructions (taxpayer tax credit lines 11-20, base phase-out amounts, $2,111 personal exemption)
- Utah House of Representatives — Utah's Tax Cut Streak (S.B. 60 4.45%)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — federal withholding
- IRS Publication 15 (2026), Employer's Tax Guide — FICA
Paycheck calculators for other states
- Alabama
- Alaskano tax
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- Nevadano tax
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- South Dakotano tax
- Tennesseeno tax
- Texasno tax
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- Washingtonno tax
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- Wyomingno tax
Estimates only, not tax or payroll advice. Check results against your pay stub.