Missouri Paycheck Calculator (2026)
Last updated: 2026-10-07 · Missouri figures checked against official sources on 2026-10-07
Missouri withholds 2% – 4.7% state income tax in 2026 using its own formula and your Form MO W-4, plus local income taxes in some cities or counties. On a $50,000 salary paid every two weeks, a single employee keeps about $1,575.05 per check: $146.92 federal, $147.11 Social Security and Medicare, $54.00 Missouri income tax come out of $1,923.08.
Year-to-date, employer size and gross-up
For the $184,500 wage base and the $200,000 Additional Medicare threshold.
Sets state paid-leave shares (e.g. DE, CO, ME).
Enter a take-home amount to solve for gross pay.
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Paycheck breakdown · 2026 · Missouri
| Item | This check | Year |
|---|---|---|
| Salary | $1,923.08 | $50,000 |
| Gross pay | $1,923.08 | $50,000 |
| − Federal income tax | −$146.92 | −$3,820 |
| − Social Security (6.2%) | −$119.23 | −$3,100 |
| − Medicare (1.45%) | −$27.88 | −$725 |
| − Missouri income taxState formula | −$54.00 | −$1,404 |
| Net pay | $1,575.05 | $40,951 |
How federal withholding was figured (Pub. 15-T Worksheet 1A)
| 1a | Taxable wages this pay period | $1,923.08 |
| 1b | Pay periods per year | 26 |
| 1c | Annualized wages | $50,000.08 |
| 1d | Step 4(a) other income | $0.00 |
| 1f | Step 4(b) deductions | $0.00 |
| 1g | Standard adjustment ($12,900 MFJ / $8,600 other) | $8,600.00 |
| 2a | Adjusted Annual Wage Amount | $41,400.08 |
| 2b–2d | Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule) | |
| 2g | Annual tentative withholding | $3,820.01 |
| 2h | ÷ pay periods | $146.92 |
| 3b | Step 3 credits per period | −$0.00 |
| 4a | Extra withholding (Step 4(c)) | $0.00 |
| 4b | Federal income tax to withhold | $146.92 |
How Missouri withholding was figured
Missouri 2026 withholding formula (Form 4282)
| Annualized state wages ($1,923.08 × 26) | $50,000.08 |
| Standard deduction | −$16,100.00 |
| 0%–4.7% annual brackets | $1,412.67 |
| Annual withholding ÷ 26 pay periods (rounded to the dollar, as the guide requires) | $54.00 |
What the employer pays on top
| Social Security match (6.2%) | $119.23 |
| Medicare match (1.45%) | $27.88 |
| FUTA (0.6% of the first $7,000) | $11.54 |
| Federal employer taxes this check | $158.65 |
Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.
Missouri take-home pay examples (2026)
Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Missouri certificate — single: MO W-4 filing status: Single; married: MO W-4 filing status: Married jointly, spouse doesn't work. Computed with the same engine as the calculator.
| Salary · filing status | Gross / check | Federal | Soc. Sec. + Medicare | Missouri tax | Net / check | Net / year |
|---|---|---|---|---|---|---|
| $50,000 · single | $1,923.08 | $146.92 | $147.11 | $54.00 | $1,575.05 | $40,951 |
| $50,000 · married, one income | $1,923.08 | $68.46 | $147.11 | $25.00 | $1,682.51 | $43,745 |
| $100,000 · single | $3,846.15 | $506.54 | $294.23 | $145.00 | $2,900.38 | $75,410 |
| $100,000 · married, one income | $3,846.15 | $293.85 | $294.23 | $116.00 | $3,142.07 | $81,694 |
Missouri income tax rates for 2026
2026: Top rate stays 4.7% for 2026 (DOR's 2026 withholding formula, Form 4282 and MO-1040ES all use 4.7%); the SB 3 (2022) trigger for a further 0.1-point cut toward 4.5% did not take effect for 2026. Bracket widths indexed from $1,313 (2025) to $1,348 (2026); top bracket now starts at $9,436 (was $9,191). Standard deduction follows the federal amount: $16,100 / $32,200 / $24,150 for 2026 (2025: $15,750 / $31,500 / $23,625 after OBBBA). HB 594 (2025) added a 100% capital-gains subtraction from tax year 2025.
All filing statuses
| Taxable income | Rate |
|---|---|
| $0 – $1,348 | 0% |
| $1,348 – $2,696 | 2% |
| $2,696 – $4,044 | 2.5% |
| $4,044 – $5,392 | 3% |
| $5,392 – $6,740 | 3.5% |
| $6,740 – $8,088 | 4% |
| $8,088 – $9,436 | 4.5% |
| Over $9,436 | 4.7% |
- Standard deduction
- $16,100 single · $32,200 married jointly · $24,150 head of household
- Personal exemption
- $0 deduction
Credits, phase-outs and other Missouri rules
- 2026 rate chart (DOR Form MO-1040ES 2026 Tax Rate Chart): $0–$1,348: 0%; over $1,348 to $2,696: 2.0% of excess over $1,348; to $4,044: $27 + 2.5%; to $5,392: $61 + 3.0%; to $6,740: $101 + 3.5%; to $8,088: $148 + 4.0%; to $9,436: $202 + 4.5%; over $9,436: $263 + 4.7% of excess. The chart's dollar bases are rounded (DOR rounds tax to whole dollars).
- ONE rate chart for every filing status, applied PER PERSON. On a combined (married filing jointly) Missouri return, taxable income is prorated between spouses by each spouse's share of Missouri AGI and the chart is applied to each spouse's share separately (MO-1040ES line 9-10). For a one-earner couple that is the same as the single chart on all income; for two earners each gets their own 0%/low brackets. The mfj key therefore repeats the single chart.
- Standard deduction = federal standard deduction (Missouri conforms): 2026 Single $16,100; MFJ/qualifying surviving spouse $32,200; HOH $24,150; MFS $16,100 (MO-1040ES 2026 instructions), plus the federal additional amounts for age 65+/blind. Itemizers use federal itemized deductions with Missouri modifications.
- No personal or dependent exemptions (repealed). Head of household and qualifying surviving spouse filers get an additional $1,400 exemption (MO-1040ES 2026, Line 5) — modeled as exemption.hohPersonal.
- Federal income tax deduction (RSMo 143.171): deduct a percentage of federal income tax liability based on Missouri AGI — 35% if MO AGI ≤ $25,000; 25% for $25,001–$50,000; 15% for $50,001–$100,000; 5% for $100,001–$125,000; 0% above $125,000; capped at $5,000 ($10,000 married filing combined) (2025 MO-1040 instructions, Lines 11-13). The 2026 MO-1040 is not yet published; the 2026 MO-1040ES worksheet omits this deduction. The withholding formula ignores it.
- Pension/Social Security exemptions and the 100% capital-gains subtraction (HB 594, effective tax year 2025) do not affect wages.
All 51 jurisdictions side by side: 2026 state income tax rates.
How Missouri withholding works
Employee form: Form MO W-4 (Employee's Withholding Certificate)
Employer guide: 2026 Missouri Withholding Tax Formula (Missouri Employer's Tax Guide, Form 4282, Revised 03-2026, pp. 12-13)
Missouri uses its own MO W-4 (filing status + optional additional amount on line 2; no allowances). Annualize wages (×260 daily, 52 weekly, 26 biweekly, 24 semimonthly, 12 monthly), subtract the annual standard deduction for the MO W-4 status — Single $16,100; Married spouse works $16,100; Married filing separate $16,100; Married spouse does NOT work (checkbox on MO W-4 line 1) $32,200; Head of household $24,150 — then apply the annual table cumulatively: 0% to $1,348; 2.0% to $2,696; 2.5% to $4,044; 3.0% to $5,392; 3.5% to $6,740; 4.0% to $8,088; 4.5% to $9,436; 4.7% above. Divide by pay periods and round to the nearest whole dollar. The federal income tax deduction is NOT used in withholding. No MO W-4: withhold at the single rate. Supplemental wages paid separately: flat 4.7% or aggregate method.
Other deductions from a Missouri paycheck
Missouri has no employee-paid state disability, paid-leave or unemployment premium in 2026, so after income taxes the only required deductions are Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000).
Local income taxes in Missouri
- Kansas City (earnings tax) — 1% resident. 1% on earned income of all Kansas City, MO residents (wherever they work) and of nonresidents for work performed inside city limits; employers withhold. Taxable earnings are generally gross compensation less cafeteria-plan and qualified deferred-compensation contributions (similar to W-2 Box 1). State law (RSMo 92.115) requires voter renewal every five years: the April 7, 2026 Question 1 (continue the 1% earnings tax for five years from January 1, 2027; Ordinance/File 251029) passed — Kansas City Election Board official summary for the Jackson County portion of the city: Yes 21,223 / No 4,820 — so the 1% continues through 2031. Source
- St. Louis City (earnings tax) — 1% resident. 1% earnings tax on residents of the City of St. Louis regardless of where their employer is located, and on employees working within the city regardless of where they live (employer withholds on Form W-10). Cafeteria plans (IRC 125) and deferred compensation (401/403/414/457) are listed as non-taxable. City voters approved Proposition E (five-year continuation of the earnings tax) on April 7, 2026 with 84.70% yes (22,869 to 4,131) per the Board of Election Commissioners final official summary. Employers also pay a separate 0.5% payroll expense tax (Form P-10) — employer cost, not withheld. St. Louis County is NOT the city. Source
Missouri paycheck FAQ
How much is $50,000 a year after taxes in Missouri?
About $40,951 a year — $1,575.05 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $54.00 Missouri income tax per check. A married couple filing jointly on one $50,000 income keeps about $43,745 ($1,682.51 per check).
How much is $100,000 a year after taxes in Missouri?
About $75,410 for a single filer ($2,900.38 per biweekly check) and $81,694 for a married couple with one income ($3,142.07 per check); Missouri income tax takes $3,770 and $3,016 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.
What is the Missouri income tax rate for 2026?
7 brackets from 2% – 4.7%, after a standard deduction of $16,100 single / $32,200 joint and a personal exemption ($0 deduction). Top rate stays 4.7% for 2026 (DOR's 2026 withholding formula, Form 4282 and MO-1040ES all use 4.7%).
Which form controls Missouri withholding?
Your Form MO W-4 (Employee's Withholding Certificate). Employers apply 2026 Missouri Withholding Tax Formula (Missouri Employer's Tax Guide, Form 4282, Revised 03-2026, pp. 12-13). Changing your federal W-4 does not change your Missouri withholding.
Are there local income taxes in Missouri?
Yes: Kansas City (earnings tax) (1% resident); St. Louis City (earnings tax) (1% resident). Pick yours under “Local income tax” in the calculator.
What else comes out of a Missouri paycheck besides income tax?
Only Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, plus 0.9% over $200,000) — Missouri has no employee-paid state disability, paid-leave or unemployment premium in 2026 — and any benefits you elect.
How are bonuses withheld in Missouri?
Federal: a flat 22% or the aggregate method (37% above $1 million). Missouri: Supplemental wages paid separately: flat 4.
Does Missouri tax 401(k) contributions or health premiums?
Missouri follows the federal treatment for wage withholding: traditional 401(k)/403(b)/457(b) deferrals and cafeteria-plan items (health premiums, HSA, FSA) reduce the wages Missouri taxes.
More for Missouri employers and employees
Official Sources
Figures checked against these sources on 2026-10-07- Missouri DOR — 2026 Missouri Withholding Tax Formula
- Missouri DOR — Employer's Tax Guide, Form 4282 (Revised 03-2026)
- Missouri DOR — Form MO-1040ES 2026 (2026 tax rate chart; 2026 standard deductions; $1,400 HOH/QSS exemption)
- Missouri DOR — Individual Income Tax Year Changes (2025 brackets/standard deductions)
- Missouri DOR — 2025 Form MO-1040 Instructions (federal income tax deduction percentages and caps)
- Missouri DOR — News release on HB 594 capital gains subtraction (Aug 26, 2025)
- City of Kansas City — Ordinance calling April 7, 2026 earnings tax continuation election (File 251029)
- Kansas City Election Board — Past Election Results (April 7, 2026)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — federal withholding
- IRS Publication 15 (2026), Employer's Tax Guide — FICA
Paycheck calculators for other states
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Estimates only, not tax or payroll advice. Check results against your pay stub.