Minnesota Paycheck Calculator (2026)

Last updated: 2026-10-07 · Minnesota figures checked against official sources on 2026-10-07

Minnesota withholds 5.35% – 9.85% state income tax in 2026 using its own formula and your Form W-4MN, Minnesota Employee Withholding Certificate; employees also pay Minnesota Paid Leave. On a $50,000 salary paid every two weeks, a single employee keeps about $1,534.55 per check: $146.92 federal, $147.11 Social Security and Medicare, $86.04 Minnesota income tax and $8.46 in state premiums come out of $1,923.08.

Net pay $1,534.55 of $1,923.08Breakdown ↓

Pay

Pay frequency

Annual salary

Bonus / commission this check

Federal method for bonus

Cash tips reported

Taxed through payroll; not paid in the check.

Federal W-4

Form W-4 on file

Step 1(c) filing status

Step 2(c) box checked (two jobs in the household)

Step 3 credits/yr

4(a) other income/yr

4(b) deductions/yr

4(c) extra per check

Claimed exemption from federal withholdingNonresident alien employee (adds the Pub. 15-T table amount to wages for withholding)

Don't know your W-4 numbers? Use the W-4 helper.

State & local

Minnesota

Other states

From your Form W-4MN, Minnesota Employee Withholding Certificate:

W-4MN status

W-4MN allowances

Extra per check

Exempt from state withholding

Local income tax

Pick “Custom rate” if your city, county or school district taxes wages.

Deductions (per paycheck)

No deductions. Add retirement, health premiums, HSA or after-tax items below.

Year-to-date, employer size and gross-up

YTD Social Security wages before this check

For the $184,500 wage base and the $200,000 Additional Medicare threshold.

Employees at the company

Sets state paid-leave shares (e.g. DE, CO, ME).

Gross-up: net pay wanted per check

Enter a take-home amount to solve for gross pay.

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Paycheck breakdown · 2026 · Minnesota

Net pay (biweekly)

$1,534.55

80% of $1,923.08 gross

Year (every check like this)

$39,898

$3,325 a month

Take-home 80%Federal 8%FICA 8%State & local 5%

Item	This check	Year
Salary	$1,923.08	$50,000
Gross pay	$1,923.08	$50,000
− Federal income tax	−$146.92	−$3,820
− Social Security (6.2%)	−$119.23	−$3,100
− Medicare (1.45%)	−$27.88	−$725
− Minnesota income taxState formula	−$86.04	−$2,237
− MN Paid Leave (0.44%) Standard rate 0.88%, employee up to 0.44%. Employers may choose to pay the employee share.	−$8.46
Net pay	$1,534.55	$39,898

Year total for state programs (with their wage caps): $220.

How federal withholding was figured (Pub. 15-T Worksheet 1A)

1a	Taxable wages this pay period	$1,923.08
1b	Pay periods per year	26
1c	Annualized wages	$50,000.08
1d	Step 4(a) other income	$0.00
1f	Step 4(b) deductions	$0.00
1g	Standard adjustment ($12,900 MFJ / $8,600 other)	$8,600.00
2a	Adjusted Annual Wage Amount	$41,400.08
2b–2d	Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule)
2g	Annual tentative withholding	$3,820.01
2h	÷ pay periods	$146.92
3b	Step 3 credits per period	−$0.00
4a	Extra withholding (Step 4(c))	$0.00
4b	Federal income tax to withhold	$146.92

How Minnesota withholding was figured

Minnesota 2026 computer formula

Annualized state wages ($1,923.08 × 26)	$50,000.08
Allowances 1 × $5,300	−$5,300.00
Chart (single)	$2,237.02
Annual withholding ÷ 26 pay periods	$86.04

What the employer pays on top

Social Security match (6.2%)	$119.23
Medicare match (1.45%)	$27.88
FUTA (0.6% of the first $7,000)	$11.54
Federal employer taxes this check	$158.65

Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.

Minnesota take-home pay examples (2026)

Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Minnesota certificate — single: W-4MN status: Single / married at single rate; W-4MN allowances: 1; married: W-4MN status: Married; W-4MN allowances: 2. Computed with the same engine as the calculator.

Salary · filing status	Gross / check	Federal	Soc. Sec. + Medicare	Minnesota tax	State premiums	Net / check	Net / year
$50,000 · single	$1,923.08	$146.92	$147.11	$86.04	$8.46	$1,534.55	$39,898
$50,000 · married, one income	$1,923.08	$68.46	$147.11	$50.83	$8.46	$1,648.22	$42,854
$100,000 · single	$3,846.15	$506.54	$294.23	$216.81	$16.92	$2,811.65	$73,103
$100,000 · married, one income	$3,846.15	$293.85	$294.23	$168.21	$16.92	$3,072.94	$79,896

Minnesota income tax rates for 2026

2026: Brackets, standard deduction ($15,300/$30,600/$23,000) and dependent exemption ($5,300) indexed for 2026. The 2026 Tax Bill (Laws 2026, ch. 128, signed May 27, 2026) moved IRC conformity to May 1, 2026 (adopting most of H.R. 1 with decouplings) and, starting tax year 2026, adds back qualified transportation fringe benefits above the 'prior law limit', employer student-loan/educational assistance over $5,250, and limits the charitable deduction to amounts over 1% of the contribution base. Withholding formula allowance value is $5,300.

Single / married filing separately

Taxable income	Rate
$0 – $33,310	5.35%
$33,310 – $109,430	6.8%
$109,430 – $203,150	7.85%
Over $203,150	9.85%

Married filing jointly

Taxable income	Rate
$0 – $48,700	5.35%
$48,700 – $193,480	6.8%
$193,480 – $337,930	7.85%
Over $337,930	9.85%

Head of household

Taxable income	Rate
$0 – $41,010	5.35%
$41,010 – $164,800	6.8%
$164,800 – $270,060	7.85%
Over $270,060	9.85%

Standard deduction: $15,300 single · $30,600 married jointly · $23,000 head of household
Personal exemption: $0 / $5,300 per dependent deduction

Credits, phase-outs and other Minnesota rules

2026 inflation-adjusted amounts (MN DOR 'Tax Year 2026 Inflation-Adjusted Amounts', Minn. Stat. 270C.22). No personal exemption for taxpayer/spouse; $5,300 per dependent.
Additional standard deduction for age 65+/blind (2026): $1,600 each if married or surviving spouse; $2,000 each if single or head of household.
Standard deduction limitation (Minn. Stat. 290.0123 subd. 5, 2026 thresholds): reduced by the lesser of (1) 3% of AGI over $244,400 up to $337,800 plus 10% of AGI over $337,800, or (2) 80% of the standard deduction; if AGI exceeds $1,107,750 the reduction is 80%. MFS uses half the AGI amounts ($122,200 / $168,900). The same thresholds apply to itemized deductions.
Dependent exemption phase-out (290.0121 subd. 2): disallowed by 2 percentage points for each $2,500 ($1,250 MFS) or fraction of federal AGI above $366,700 MFJ/surviving spouse, $305,600 HOH, $244,500 single, $183,350 MFS.
Minnesota taxable income starts from federal AGI; the federal below-the-line deductions for tips and overtime do not reduce Minnesota income (no Minnesota subtraction for them appears in the 2026 Tax Bill's individual changes). Refundable Child Tax Credit up to $1,800 per child (2026) with phase-out above $38,770 MFJ / $32,680 others - not modeled.

All 51 jurisdictions side by side: 2026 state income tax rates.

How Minnesota withholding works

Employee form: Form W-4MN, Minnesota Employee Withholding Certificate (federal W-4 does not determine MN allowances; no W-4MN = Single, 0 allowances)

Employer guide: 2026 Minnesota Withholding Tax Instructions and Tables - Computer Formula (page 34)

Annualize wages (x 360 daily, 52, 26, 24, 12 or 1), subtract W-4MN allowances x $5,300, apply the annual single or married chart (single: 5.35% over $4,700; 6.80% over $38,010 + $1,782.09; 7.85% over $114,130 + $6,958.25; 9.85% over $207,850 + $14,315.27. Married: 5.35% over $14,700; 6.80% over $63,400 + $2,605.45; 7.85% over $208,180 + $12,450.49; 9.85% over $352,630 + $23,789.82), divide by pay periods, may round to nearest dollar. 'Married, but withhold at higher Single rate' uses the single chart. Supplemental wages paid separately: 6.25%.

The calculator above applies this 2026 formula line by line (open “How Minnesota withholding was figured” in the results), using the Form W-4MN, Minnesota Employee Withholding Certificate entries you choose.

Other deductions from a Minnesota paycheck

Minnesota Paid Leave — up to 0.44%, first $185,000 of wages. Premiums started Jan. 1, 2026 (first due April 30, 2026). 0.88% for 2026 and 2027; small employers pay 0.66%. Employers may deduct up to 0.44% from employees. Wage cap is the Social Security limit rounded to the nearest $1,000 ($185,000). Source

Pre-tax deductions Minnesota taxes

Starting tax year 2026, qualified transportation fringe benefits (IRC 132(f)) in excess of the 'prior law limit' (the IRC 132(f)(2) limit, inflation-adjusted with '1998' substituted for '1997' in IRC 132(f)(6)) are a Minnesota ADDITION to income (Minn. Stat. 290.0131 subd. 22, added by Minnesota Laws 2026, ch. 128, sec. 7 of the tax article). Only the excess over that limit is taxable; MN DOR had not published the 2026 dollar limit as of 2026-10-07. This is a return-side addition - the withholding instructions do not require adding it to withholding wages. Source

Local income taxes in Minnesota

No local income taxes on wages in Minnesota.

Minnesota paycheck FAQ

How much is $50,000 a year after taxes in Minnesota?

About $39,898 a year — $1,534.55 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $86.04 Minnesota income tax and $8.46 in Minnesota Paid Leave per check. A married couple filing jointly on one $50,000 income keeps about $42,854 ($1,648.22 per check).

How much is $100,000 a year after taxes in Minnesota?

About $73,103 for a single filer ($2,811.65 per biweekly check) and $79,896 for a married couple with one income ($3,072.94 per check); Minnesota income tax takes $5,637 and $4,373 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.

What is the Minnesota income tax rate for 2026?

4 brackets from 5.35% – 9.85%, after a standard deduction of $15,300 single / $30,600 joint and a personal exemption ($0 / $5,300 per dependent deduction). Brackets, standard deduction ($15,300/$30,600/$23,000) and dependent exemption ($5,300) indexed for 2026.

Which form controls Minnesota withholding?

Your Form W-4MN, Minnesota Employee Withholding Certificate (federal W-4 does not determine MN allowances; no W-4MN = Single, 0 allowances). Employers apply 2026 Minnesota Withholding Tax Instructions and Tables - Computer Formula (page 34). Changing your federal W-4 does not change your Minnesota withholding.

Are there local income taxes in Minnesota?

No local income taxes on wages in Minnesota.

What else comes out of a Minnesota paycheck besides income tax?

Minnesota Paid Leave: up to 0.44% (first $185,000 of wages). Plus federal Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, and 0.9% more over $200,000).

How are bonuses withheld in Minnesota?

Federal: a flat 22% or the aggregate method (37% above $1 million). Minnesota: Supplemental wages paid separately: 6.

Does Minnesota tax 401(k) contributions or health premiums?

Minnesota differs from the federal rules: Starting tax year 2026, qualified transportation fringe benefits (IRC 132(f)) in excess of the 'prior law limit' (the IRC 132(f)(2) limit, inflation-adjusted with '1998' substituted for '1997' in IRC 132(f)(6)) are a Minnesota ADDITION to income (Minn. Stat. 290.0131 subd. 22, added by Minnesota Laws 2026, ch. 128, sec. 7 of the tax article). Only the excess over that limit is taxable; MN DOR had not published the 2026 dollar limit as of 2026-10-07. This is a return-side addition - the withholding instructions do not require adding it to withholding wages. The calculator adds these back to Minnesota wages automatically.

More for Minnesota employers and employees

Official Sources

Figures checked against these sources on 2026-10-07

Paycheck calculators for other states

Estimates only, not tax or payroll advice. Check results against your pay stub.