Arizona Paycheck Calculator (2026)
Last updated: 2026-10-07 · Arizona figures checked against official sources on 2026-10-07 (latest published amounts are for 2025)
Arizona withholds a flat 2.5% state income tax in 2026 using its own formula and your Arizona Form A-4. On a $50,000 salary paid every two weeks, a single employee keeps about $1,590.59 per check: $146.92 federal, $147.11 Social Security and Medicare, $38.46 Arizona income tax come out of $1,923.08.
Year-to-date, employer size and gross-up
For the $184,500 wage base and the $200,000 Additional Medicare threshold.
Sets state paid-leave shares (e.g. DE, CO, ME).
Enter a take-home amount to solve for gross pay.
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Paycheck breakdown · 2026 · Arizona
| Item | This check | Year |
|---|---|---|
| Salary | $1,923.08 | $50,000 |
| Gross pay | $1,923.08 | $50,000 |
| − Federal income tax | −$146.92 | −$3,820 |
| − Social Security (6.2%) | −$119.23 | −$3,100 |
| − Medicare (1.45%) | −$27.88 | −$725 |
| − Arizona income taxState formula | −$38.46 | −$1,000 |
| Net pay | $1,590.59 | $41,355 |
How federal withholding was figured (Pub. 15-T Worksheet 1A)
| 1a | Taxable wages this pay period | $1,923.08 |
| 1b | Pay periods per year | 26 |
| 1c | Annualized wages | $50,000.08 |
| 1d | Step 4(a) other income | $0.00 |
| 1f | Step 4(b) deductions | $0.00 |
| 1g | Standard adjustment ($12,900 MFJ / $8,600 other) | $8,600.00 |
| 2a | Adjusted Annual Wage Amount | $41,400.08 |
| 2b–2d | Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule) | |
| 2g | Annual tentative withholding | $3,820.01 |
| 2h | ÷ pay periods | $146.92 |
| 3b | Step 3 credits per period | −$0.00 |
| 4a | Extra withholding (Step 4(c)) | $0.00 |
| 4b | Federal income tax to withhold | $146.92 |
How Arizona withholding was figured
Arizona Form A-4 elected percentage
| Annualized state wages ($1,923.08 × 26) | $50,000.08 |
| Form A-4 elected rate 2% × wages this period | $38.46 |
- Arizona withholding is the percentage you elect on Form A-4 (0.5%–3.5%; 2.0% if you never filed one). Arizona's 2026 tax rate is a flat 2.5%.
What the employer pays on top
| Social Security match (6.2%) | $119.23 |
| Medicare match (1.45%) | $27.88 |
| FUTA (0.6% of the first $7,000) | $11.54 |
| Federal employer taxes this check | $158.65 |
Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.
Arizona take-home pay examples (2026)
Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Arizona certificate — single: Form A-4 withholding rate: 2.0%; married: Form A-4 withholding rate: 2.0%. Computed with the same engine as the calculator.
| Salary · filing status | Gross / check | Federal | Soc. Sec. + Medicare | Arizona tax | Net / check | Net / year |
|---|---|---|---|---|---|---|
| $50,000 · single | $1,923.08 | $146.92 | $147.11 | $38.46 | $1,590.59 | $41,355 |
| $50,000 · married, one income | $1,923.08 | $68.46 | $147.11 | $38.46 | $1,669.05 | $43,395 |
| $100,000 · single | $3,846.15 | $506.54 | $294.23 | $76.92 | $2,968.46 | $77,180 |
| $100,000 · married, one income | $3,846.15 | $293.85 | $294.23 | $76.92 | $3,181.15 | $82,710 |
Arizona income tax rates for 2026
2026: No rate change (2.5% flat since 2023). The 2026 standard deduction is inflation-adjusted under A.R.S. 43-1041(H) but ADOR had not published 2026 figures as of 2026-10-07; 2025 amounts (which conformed to the OBBBA federal $15,750/$31,500/$23,625) are shown.
All filing statuses
| Taxable income | Rate |
|---|---|
| Over $0 | 2.5% |
- Standard deduction
- $15,750 single · $31,500 married jointly · $23,625 head of household
- Personal exemption
- $0 / $100 per dependent credit
- Figures year
- 2025 — Arizona had not published 2026 indexed amounts by 2026-10-07.
Credits, phase-outs and other Arizona rules
- Flat 2.5% on Arizona taxable income for 2023 and later (A.R.S. 43-1011; ADOR). Rate unchanged for 2026.
- Standard deduction shown is the official 2025 amount (A.R.S. 43-1041(A): $15,750 single/MFS, $31,500 MFJ, $23,625 HOH). A.R.S. 43-1041(H) requires ADOR to inflation-adjust it for 2026 'in the same manner' as the federal basic standard deduction; ADOR has not yet published the 2026 Arizona amounts (as of 2026-10-07), so 2025 figures are used - do not assume.
- No personal exemption. Dependent Tax Credit (nonrefundable): $100 per dependent under 17 and $25 per dependent 17 or older (the `dependent` value above is the under-17 amount). Credit is reduced 5% for each $1,000 (or part) of federal AGI above $200,000 (single/HOH/MFS) or $400,000 (MFJ) and is fully eliminated when AGI exceeds the limit by more than $19,000 (Form 140X 2025 instructions, Tables III-V).
- Exemptions subtracted from income: age 65 or over $2,100 each, blind $1,500 each, qualifying parent/grandparent $10,000 each.
- Standard deduction may be increased by 34% of charitable contributions for 2025 (A.R.S. 43-1041(I)); ignore for wage-only estimates.
All 51 jurisdictions side by side: 2026 state income tax rates.
How Arizona withholding works
Employee form: Arizona Form A-4 (Arizona Withholding Percentage Election)
Employer guide: ADOR Withholding Tax / Withholding Calculations (Form A-4 percentage election)
Not a formula: the employee elects a flat percentage of gross taxable wages (federal Form W-2 box 1 wages) on Form A-4 - 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5% - plus an optional extra dollar amount per paycheck, or 0% if expecting no Arizona liability (must be renewed annually). If a new employee does not file Form A-4 within 5 days of hire, the employer withholds 2.0%.
Other deductions from a Arizona paycheck
Arizona has no employee-paid state disability, paid-leave or unemployment premium in 2026, so after income taxes the only required deductions are Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000).
Local income taxes in Arizona
No local income taxes on wages in Arizona.
Arizona paycheck FAQ
How much is $50,000 a year after taxes in Arizona?
About $41,355 a year — $1,590.59 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $38.46 Arizona income tax per check. A married couple filing jointly on one $50,000 income keeps about $43,395 ($1,669.05 per check).
How much is $100,000 a year after taxes in Arizona?
About $77,180 for a single filer ($2,968.46 per biweekly check) and $82,710 for a married couple with one income ($3,181.15 per check); Arizona income tax takes $2,000 and $2,000 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.
What is the Arizona income tax rate for 2026?
A single rate of 2.5%, after a standard deduction of $15,750 single / $31,500 joint and a personal exemption ($0 / $100 per dependent credit). No rate change (2.5% flat since 2023).
Which form controls Arizona withholding?
Your Arizona Form A-4 (Arizona Withholding Percentage Election). Employers apply ADOR Withholding Tax / Withholding Calculations (Form A-4 percentage election). Changing your federal W-4 does not change your Arizona withholding.
Are there local income taxes in Arizona?
No local income taxes on wages in Arizona.
What else comes out of a Arizona paycheck besides income tax?
Only Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, plus 0.9% over $200,000) — Arizona has no employee-paid state disability, paid-leave or unemployment premium in 2026 — and any benefits you elect.
Does Arizona tax 401(k) contributions or health premiums?
Arizona follows the federal treatment for wage withholding: traditional 401(k)/403(b)/457(b) deferrals and cafeteria-plan items (health premiums, HSA, FSA) reduce the wages Arizona taxes.
More for Arizona employers and employees
Official Sources
Figures checked against these sources on 2026-10-07- ADOR Withholding Tax (A-4 percentages, 2.0% default)
- ADOR Withholding Calculations (2.5% tax rate, percentage options)
- ADOR Individual Income Tax Highlights (2025 standard deduction)
- A.R.S. 43-1041 Optional standard deduction
- ADOR 2025 Form 140X instructions (dependent credit, exemptions)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — federal withholding
- IRS Publication 15 (2026), Employer's Tax Guide — FICA
Paycheck calculators for other states
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Estimates only, not tax or payroll advice. Check results against your pay stub.