Alabama Paycheck Calculator (2026)

Last updated: 2026-10-07 · Alabama figures checked against official sources on 2026-10-07

Alabama withholds 2% – 5% state income tax in 2026 using its own formula and your Form A-4, plus local income taxes in some cities or counties. On a $50,000 salary paid every two weeks, a single employee keeps about $1,549.47 per check: $146.92 federal, $147.11 Social Security and Medicare, $79.58 Alabama income tax come out of $1,923.08.

Net pay $1,549.47 of $1,923.08Breakdown ↓

Pay

Pay frequency

Annual salary

Bonus / commission this check

Federal method for bonus

Cash tips reported

Taxed through payroll; not paid in the check.

Federal W-4

Form W-4 on file

Step 1(c) filing status

Step 2(c) box checked (two jobs in the household)

Step 3 credits/yr

4(a) other income/yr

4(b) deductions/yr

4(c) extra per check

Claimed exemption from federal withholdingNonresident alien employee (adds the Pub. 15-T table amount to wages for withholding)

Don't know your W-4 numbers? Use the W-4 helper.

State & local

Alabama

Other states

From your Form A-4:

Form A-4 status

A-4 dependents

Extra per check

Exempt from state withholding

Local income tax

Deductions (per paycheck)

No deductions. Add retirement, health premiums, HSA or after-tax items below.

Year-to-date, employer size and gross-up

YTD Social Security wages before this check

For the $184,500 wage base and the $200,000 Additional Medicare threshold.

Employees at the company

Sets state paid-leave shares (e.g. DE, CO, ME).

Gross-up: net pay wanted per check

Enter a take-home amount to solve for gross pay.

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Paycheck breakdown · 2026 · Alabama

Net pay (biweekly)

$1,549.47

81% of $1,923.08 gross

Year (every check like this)

$40,286

$3,357 a month

Take-home 81%Federal 8%FICA 8%State & local 4%

Item	This check	Year
Salary	$1,923.08	$50,000
Gross pay	$1,923.08	$50,000
− Federal income tax	−$146.92	−$3,820
− Social Security (6.2%)	−$119.23	−$3,100
− Medicare (1.45%)	−$27.88	−$725
− Alabama income taxState formula	−$79.58	−$2,069
Net pay	$1,549.47	$40,286

How federal withholding was figured (Pub. 15-T Worksheet 1A)

1a	Taxable wages this pay period	$1,923.08
1b	Pay periods per year	26
1c	Annualized wages	$50,000.08
1d	Step 4(a) other income	$0.00
1f	Step 4(b) deductions	$0.00
1g	Standard adjustment ($12,900 MFJ / $8,600 other)	$8,600.00
2a	Adjusted Annual Wage Amount	$41,400.08
2b–2d	Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule)
2g	Annual tentative withholding	$3,820.01
2h	÷ pay periods	$146.92
3b	Step 3 credits per period	−$0.00
4a	Extra withholding (Step 4(c))	$0.00
4b	Federal income tax to withhold	$146.92

How Alabama withholding was figured

Alabama Withholding Tax Tables and Instructions for Employers and Withholding Agents, revised January 2026 (annualized method)

Annualized state wages ($1,923.08 × 26)	$50,000.08
Standard deduction (phases down with pay)	−$2,500.00
Annualized federal income tax withheld	−$3,819.92
Personal exemption + 0 dependent(s) × $500.00	−$1,500.00
Taxable	$42,180.16
Tax: 2% / 4% / 5% brackets	$2,069.01
Annual withholding ÷ 26 pay periods	$79.58

What the employer pays on top

Social Security match (6.2%)	$119.23
Medicare match (1.45%)	$27.88
FUTA (0.6% of the first $7,000)	$11.54
Federal employer taxes this check	$158.65

Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.

Alabama take-home pay examples (2026)

Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Alabama certificate — single: Form A-4 status: S — single; A-4 dependents: 0; married: Form A-4 status: M — married; A-4 dependents: 0. Computed with the same engine as the calculator.

Salary · filing status	Gross / check	Federal	Soc. Sec. + Medicare	Alabama tax	Net / check	Net / year
$50,000 · single	$1,923.08	$146.92	$147.11	$79.58	$1,549.47	$40,286
$50,000 · married, one income	$1,923.08	$68.46	$147.11	$74.27	$1,633.24	$42,464
$100,000 · single	$3,846.15	$506.54	$294.23	$157.75	$2,887.63	$75,078
$100,000 · married, one income	$3,846.15	$293.85	$294.23	$159.15	$3,098.92	$80,572

Alabama income tax rates for 2026

2026: No rate, bracket, exemption or standard-deduction change for 2026 (all statutory, not indexed). New: Act 2026-604 overtime premium deduction (lesser of actual premium or $1,000 per taxpayer) for 2026-2028 returns. The earlier full overtime-pay exclusion (Act 2023-421 as amended by Act 2024-437) expired for overtime earned after June 30, 2025.

Single / married filing separately

Taxable income	Rate
$0 – $500	2%
$500 – $3,000	4%
Over $3,000	5%

Married filing jointly

Taxable income	Rate
$0 – $1,000	2%
$1,000 – $6,000	4%
Over $6,000	5%

Standard deduction: $3,000 single · $8,500 married jointly · $5,200 head of household
Personal exemption: $1,500 / $1,000 per dependent deduction

Credits, phase-outs and other Alabama rules

Rates are statutory (not indexed): single, head of family and married-filing-separate use 2% on the first $500 of taxable income, 4% on the next $2,500, 5% over $3,000; married filing jointly uses 2% on the first $1,000, 4% on the next $5,000, 5% over $6,000 (ALDOR withholding booklet rev. Jan 2026, formula step 5; Form 40 tax table).
Standard deduction is a MAXIMUM that phases down with Alabama AGI (Schedule of Standard Deduction Amounts, withholding booklet p. 7 / Form 40 instructions): Single $3,000 at AGI <= $25,999, reduced $25 per $500 (or part) of AGI above $25,999, floor $2,500 at AGI >= $35,500. MFJ $8,500 reduced $175 per $500, floor $5,000 at AGI >= $35,500. Head of family $5,200 reduced $135 per $500, floor $2,500 at AGI >= $35,500. MFS $4,250 at AGI <= $12,999, reduced $88 per $250 above $12,999, floor $2,500 at AGI >= $17,750.
Dependent exemption depends on AGI: $1,000 per dependent if AGI <= $50,000; $500 if $50,001-$100,000; $300 if AGI > $100,000. Personal exemption: $1,500 single or MFS; $3,000 MFJ or head of family.
Alabama allows a deduction for federal income tax paid/liability (Form 40 line 12, federal income tax deduction worksheet); the withholding formula subtracts the employee's annualized federal income tax withheld (step 2B). A wage-only approximation that ignores this overstates Alabama tax by roughly 5% of the federal tax.
New for 2026-2028 (Act 2026-604): deduction for the overtime PREMIUM portion of overtime pay, limited to the lesser of the actual premium or $1,000 per taxpayer, claimed on the return (does not change W-2 state wages or withholding).
Bonuses/supplemental wages may be withheld at a flat 5%.

All 51 jurisdictions side by side: 2026 state income tax rates.

How Alabama withholding works

Employee form: Form A-4 (Employee's Withholding Exemption Certificate); federal W-4 is NOT an acceptable substitute — no A-4 means withhold at zero exemptions

Employer guide: Alabama Withholding Tax Tables and Instructions for Employers and Withholding Agents (revised January 2026)

Annualize gross wages (after pre-tax 125/401(k)/403(b)/457 etc.), subtract the AGI-based standard deduction for the A-4 status (0/S: $3,000 phasing to $2,500; MS: $4,250 phasing to $2,500; M: $8,500 phasing to $5,000; H: $5,200 phasing to $2,500), subtract annualized FEDERAL income tax withheld, subtract personal exemption (0: none; S or MS: $1,500; M or H: $3,000) and dependents x $1,000/$500/$300 by gross income (<= $50k / <= $100k / > $100k); tax 2%/4%/5% (0,S,H,MS: first $500 / next $2,500 / over $3,000; M: first $1,000 / next $5,000 / over $6,000); divide by pay periods; may round to nearest dollar.

The calculator above applies this 2026 formula line by line (open “How Alabama withholding was figured” in the results), using the Form A-4 entries you choose.

Other deductions from a Alabama paycheck

Alabama has no employee-paid state disability, paid-leave or unemployment premium in 2026, so after income taxes the only required deductions are Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000).

Local income taxes in Alabama

Birmingham (occupational tax) — 1% resident. 1% of compensation for work performed inside Birmingham city limits, withheld by the employer; it is levied on where the work is done, not on residence (Birmingham residents working outside the city owe nothing; refunds for time worked outside the city via the city's refund affidavit). Rate shown on the City of Birmingham's 'Affidavit Regarding Petition for Refund of Birmingham Occupational Tax' ('Enter 1% of Line 1'). Source
Auburn (occupational license fee) — 1% resident. Employers (other than federal employers) deduct a 1% occupational license fee from each employee's compensation for work in Auburn (City of Auburn Revenue FAQ). Source
Irondale (occupational license fee) — 0.5% resident. Began Aug 1, 2018 at 1% (Ord. 2018-10c), cut to 0.75% July 19, 2022 (Ord. 2022-14) and to 0.50% effective July 2, 2024 (Ord. 2024-12); 0.50% applies in 2026. Source

Alabama paycheck FAQ

How much is $50,000 a year after taxes in Alabama?

About $40,286 a year — $1,549.47 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $79.58 Alabama income tax per check. A married couple filing jointly on one $50,000 income keeps about $42,464 ($1,633.24 per check).

How much is $100,000 a year after taxes in Alabama?

About $75,078 for a single filer ($2,887.63 per biweekly check) and $80,572 for a married couple with one income ($3,098.92 per check); Alabama income tax takes $4,102 and $4,138 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.

What is the Alabama income tax rate for 2026?

3 brackets from 2% – 5%, after a standard deduction of $3,000 single / $8,500 joint and a personal exemption ($1,500 / $1,000 per dependent deduction). No rate, bracket, exemption or standard-deduction change for 2026 (all statutory, not indexed).

Which form controls Alabama withholding?

Your Form A-4 (Employee's Withholding Exemption Certificate); federal W-4 is NOT an acceptable substitute — no A-4 means withhold at zero exemptions. Employers apply Alabama Withholding Tax Tables and Instructions for Employers and Withholding Agents (revised January 2026). Changing your federal W-4 does not change your Alabama withholding.

Are there local income taxes in Alabama?

Yes: Birmingham (occupational tax) (1% resident); Auburn (occupational license fee) (1% resident); Irondale (occupational license fee) (0.5% resident). Pick yours under “Local income tax” in the calculator.

What else comes out of a Alabama paycheck besides income tax?

Only Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, plus 0.9% over $200,000) — Alabama has no employee-paid state disability, paid-leave or unemployment premium in 2026 — and any benefits you elect.

How are bonuses withheld in Alabama?

Federal: a flat 22% or the aggregate method (37% above $1 million). Alabama: Supplemental wages paid separately may be withheld at a flat 5%.

Does Alabama tax 401(k) contributions or health premiums?

Alabama follows the federal treatment for wage withholding: traditional 401(k)/403(b)/457(b) deferrals and cafeteria-plan items (health premiums, HSA, FSA) reduce the wages Alabama taxes.

More for Alabama employers and employees

Official Sources

Figures checked against these sources on 2026-10-07

Paycheck calculators for other states

Estimates only, not tax or payroll advice. Check results against your pay stub.