Maine Paycheck Calculator (2026)
Last updated: 2026-10-07 · Maine figures checked against official sources on 2026-10-07
Maine withholds 5.8% – 9.15% state income tax in 2026 using its own formula and your Form W-4ME; employees also pay Maine Paid Family & Medical Leave. On a $50,000 salary paid every two weeks, a single employee keeps about $1,546.43 per check: $146.92 federal, $147.11 Social Security and Medicare, $73.00 Maine income tax and $9.62 in state premiums come out of $1,923.08.
Year-to-date, employer size and gross-up
For the $184,500 wage base and the $200,000 Additional Medicare threshold.
Sets state paid-leave shares (e.g. DE, CO, ME).
Enter a take-home amount to solve for gross pay.
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Paycheck breakdown · 2026 · Maine
| Item | This check | Year |
|---|---|---|
| Salary | $1,923.08 | $50,000 |
| Gross pay | $1,923.08 | $50,000 |
| − Federal income tax | −$146.92 | −$3,820 |
| − Social Security (6.2%) | −$119.23 | −$3,100 |
| − Medicare (1.45%) | −$27.88 | −$725 |
| − Maine income taxState formula | −$73.00 | −$1,898 |
| − ME PFML (0.5%) 15+ employees: 1%, employee up to 0.5%. Employers may choose to pay the employee share. | −$9.62 | |
| Net pay | $1,546.43 | $40,207 |
Year total for state programs (with their wage caps): $250.
How federal withholding was figured (Pub. 15-T Worksheet 1A)
| 1a | Taxable wages this pay period | $1,923.08 |
| 1b | Pay periods per year | 26 |
| 1c | Annualized wages | $50,000.08 |
| 1d | Step 4(a) other income | $0.00 |
| 1f | Step 4(b) deductions | $0.00 |
| 1g | Standard adjustment ($12,900 MFJ / $8,600 other) | $8,600.00 |
| 2a | Adjusted Annual Wage Amount | $41,400.08 |
| 2b–2d | Row: at least $19,900 → $1,240.00 + 12% of the excess (standard single schedule) | |
| 2g | Annual tentative withholding | $3,820.01 |
| 2h | ÷ pay periods | $146.92 |
| 3b | Step 3 credits per period | −$0.00 |
| 4a | Extra withholding (Step 4(c)) | $0.00 |
| 4b | Federal income tax to withhold | $146.92 |
How Maine withholding was figured
Maine 2026 percentage method (rev. Aug. 2026)
| Annualized state wages ($1,923.08 × 26) | $50,000.08 |
| Allowances 1 × $5,300 + standard deduction $12,850.00 | −$18,150.00 |
| Rate schedule (+2% surcharge over $1M/$1.5M) | $1,889.38 |
| Annual withholding ÷ 26 pay periods (rounded to the dollar, as the guide requires) | $73.00 |
What the employer pays on top
| Social Security match (6.2%) | $119.23 |
| Medicare match (1.45%) | $27.88 |
| FUTA (0.6% of the first $7,000) | $11.54 |
| Federal employer taxes this check | $158.65 |
Plus state unemployment, paid-leave employer shares and workers' comp — payroll cost calculator has every state's 2026 rates.
Maine take-home pay examples (2026)
Paid biweekly, 2026 W-4 with only the filing status, no pre-tax deductions or local tax; Maine certificate — single: W-4ME status: Single / head of household; W-4ME allowances: 1; married: W-4ME status: Married; W-4ME allowances: 2. Computed with the same engine as the calculator.
| Salary · filing status | Gross / check | Federal | Soc. Sec. + Medicare | Maine tax | State premiums | Net / check | Net / year |
|---|---|---|---|---|---|---|---|
| $50,000 · single | $1,923.08 | $146.92 | $147.11 | $73.00 | $9.62 | $1,546.43 | $40,207 |
| $50,000 · married, one income | $1,923.08 | $68.46 | $147.11 | $24.00 | $9.62 | $1,673.89 | $43,521 |
| $100,000 · single | $3,846.15 | $506.54 | $294.23 | $205.00 | $19.23 | $2,821.15 | $73,350 |
| $100,000 · married, one income | $3,846.15 | $293.85 | $294.23 | $138.00 | $19.23 | $3,100.84 | $80,622 |
Maine income tax rates for 2026
2026: LD 2212 / P.L. 2025, c. 650 (2026 supplemental budget): Part K raised the 2026 Maine standard deduction (MRS revised 2026 amounts: $15,700 single/MFS, $31,400 MFJ, $23,550 HOH, up from the originally published $15,300/$30,600 and from 2025's $15,000/$30,000/$22,500) and conforms to the federal standard deduction from 2027; Part DDDD added a 2% surcharge on taxable income over $1M single / $750k MFS / $1.5M MFJ-HOH for 2026+. Brackets and the $5,300 personal exemption (was $5,150) are inflation-indexed (COLA 1.303 / 1.298 / 1.279). MRS revised the 2026 withholding tables in August 2026 to reflect both changes.
Single / married filing separately
| Taxable income | Rate |
|---|---|
| $0 – $27,400 | 5.8% |
| $27,400 – $64,850 | 6.75% |
| $64,850 – $1,000,000 | 7.15% |
| Over $1,000,000 | 9.15% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $54,850 | 5.8% |
| $54,850 – $129,750 | 6.75% |
| $129,750 – $1,500,000 | 7.15% |
| Over $1,500,000 | 9.15% |
Head of household
| Taxable income | Rate |
|---|---|
| $0 – $41,100 | 5.8% |
| $41,100 – $97,300 | 6.75% |
| $97,300 – $1,500,000 | 7.15% |
| Over $1,500,000 | 9.15% |
- Standard deduction
- $15,700 single · $31,400 married jointly · $23,550 head of household
- Personal exemption
- $5,300 deduction
Credits, phase-outs and other Maine rules
- 2026 MRS tax rate schedules (revised May 20, 2026): single/MFS 5.8% under $27,400; $1,589 + 6.75% over $27,400; $4,117 + 7.15% over $64,850. HOH 5.8% under $41,100; $2,384 + 6.75% over $41,100; $6,178 + 7.15% over $97,300. MFJ/surviving spouse 5.8% under $54,850; $3,181 + 6.75% over $54,850; $8,237 + 7.15% over $129,750.
- NEW 2% income tax surcharge (P.L. 2025, c. 650, Part DDDD) on Maine taxable income above $1,000,000 single, $750,000 MFS, $1,500,000 MFJ/HOH for 2026 (indexed from 2027). Modeled above as a 9.15% top bracket (7.15% + 2%).
- Standard deduction phase-out (36 M.R.S. 5124-C(2)): reduced proportionally when Maine AGI exceeds $102,250 single/MFS, $153,400 HOH, $204,550 MFJ; fully eliminated $75,000 / $112,500 / $150,000 above those thresholds (2026 phase-out worksheet).
- Personal exemption $5,300 per taxpayer ($10,600 MFJ); phased out proportionally when Maine AGI exceeds $341,000 single, $375,050 HOH, $409,150 MFJ, $204,575 MFS, over a $125,000 range ($62,500 MFS).
- Additional standard deduction for age 65+/blind (2026): $1,650 each if married or surviving spouse; $2,050 each if single or HOH.
- Dependents: no dependent exemption deduction; instead a refundable Dependent Exemption Tax Credit (36 M.R.S. 5219-SS). Latest published amounts (tax year 2025): up to $305 per qualifying child/dependent age 6+, $610 under age 6, reduced $20 per $500 of Maine AGI over $100,000 single / $125,000 HOH / $150,000 MFJ / $75,000 MFS. 2026 indexed credit amounts were not found in a published MRS document as of 2026-10-07.
All 51 jurisdictions side by side: 2026 state income tax rates.
How Maine withholding works
Annualize wages; subtract allowances x $5,300; subtract withholding standard deduction ($12,850 single if annual wages <= $102,250, phasing to $0 at $177,250; $28,550 married if <= $204,550, phasing to $0 at $354,550); apply 2026 withholding schedule (single 5.8% / $1,589 + 6.75% over $27,400 / $4,117 + 7.15% over $64,850; married 5.8% / $3,181 + 6.75% over $54,850 / $8,237 + 7.15% over $129,750) plus 2% surcharge on annualized income over $1,000,000 single / $1,500,000 married; divide by periods and round to the nearest dollar. Supplemental wages paid separately: flat 5%.
Other deductions from a Maine paycheck
- Maine Paid Family & Medical Leave — up to 0.5%, first $184,500 of wages. Contributions began Jan. 1, 2025; benefits May 1, 2026. Employers with 15+ employees remit 1% (may deduct up to half); under 15 remit 0.5% and may deduct all of it. Source
Local income taxes in Maine
No local income taxes on wages in Maine.
Maine paycheck FAQ
How much is $50,000 a year after taxes in Maine?
About $40,207 a year — $1,546.43 per biweekly paycheck — for a single filer with a basic 2026 W-4 and no pre-tax deductions: $146.92 federal income tax, $147.11 Social Security and Medicare, $73.00 Maine income tax and $9.62 in Maine Paid Family & Medical Leave per check. A married couple filing jointly on one $50,000 income keeps about $43,521 ($1,673.89 per check).
How much is $100,000 a year after taxes in Maine?
About $73,350 for a single filer ($2,821.15 per biweekly check) and $80,622 for a married couple with one income ($3,100.84 per check); Maine income tax takes $5,330 and $3,588 of that respectively. Add 401(k), health or HSA deductions in the calculator to see your exact number.
What is the Maine income tax rate for 2026?
4 brackets from 5.8% – 9.15%, after a standard deduction of $15,700 single / $31,400 joint and a personal exemption ($5,300 deduction). LD 2212 / P.L.
Which form controls Maine withholding?
Your Form W-4ME (2026) Employee's Withholding Allowance Certificate - status Single/HOH, Married, or Married withholding at single rate; allowances = self + spouse (if MFJ) + 1 if HOH + qualifying children/dependents. No valid W-4ME => Single with no allowances.. Employers apply Maine Revenue Services, Withholding Tables for Individual Income Tax 2026 (Revised August 2026) - 'Maine Income Tax Withholding - Percentage Method - 2026' (booklet p.6, examples p.7). Changing your federal W-4 does not change your Maine withholding.
Are there local income taxes in Maine?
No local income taxes on wages in Maine.
What else comes out of a Maine paycheck besides income tax?
Maine Paid Family & Medical Leave: up to 0.5% (first $184,500 of wages). Plus federal Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, and 0.9% more over $200,000).
How are bonuses withheld in Maine?
Federal: a flat 22% or the aggregate method (37% above $1 million). Maine: Supplemental wages paid separately: flat 5%.
Does Maine tax 401(k) contributions or health premiums?
Maine follows the federal treatment for wage withholding: traditional 401(k)/403(b)/457(b) deferrals and cafeteria-plan items (health premiums, HSA, FSA) reduce the wages Maine taxes.
More for Maine employers and employees
Official Sources
Figures checked against these sources on 2026-10-07- MRS Withholding Tables for Individual Income Tax 2026 (Revised August 2026)
- MRS 2026 Individual Income Tax Rates (revised May 20, 2026)
- MRS 2026 Phaseout of Itemized/Standard Deductions Worksheet
- MRS 2026 Phaseout of Personal Exemption Worksheet
- Maine Legislature OFPR Enacted Law Summaries, 132nd 2nd Regular Session 2026 - LD 2212 / P.L. 2025, c. 650 Parts K and DDDD
- MRS 2025 Form 1040ME General Instructions (dependent exemption tax credit amounts and phase-out)
- MRS Form W-4ME (2026)
- Maine PFML — employer FAQ (July 2026)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — federal withholding
- IRS Publication 15 (2026), Employer's Tax Guide — FICA
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Estimates only, not tax or payroll advice. Check results against your pay stub.